July 03, 2025
With condo and co-op prices climbing steadily since 2020 and average NYC rents now pushing over $5,000 a month, it’s no wonder so many city residents are rethinking their address.
Whether you’re a growing family, a first-time buyer, or simply craving more space, several New York commuter towns are becoming the go-to solution for buyers priced out of the five boroughs.
Here are some of the best suburbs in New York where you can get more value—without sacrificing your connection to the city:
Rye & Surrounding Westchester Towns
If you're looking for charm, community, and a short commute, Rye, Harrison, Larchmont, Armonk, and Mamaroneck should be on your radar. These towns are less than 40 minutes to Grand Central on Metro-North and offer an impressive quality of life: excellent schools, access to beaches and parks, and a vibrant social scene.
The walkable downtowns, beach clubs, golf courses, and private schools make this cluster a strong favorite among former Manhattanites.
Bronxville, NY
A village just 15 miles north of Manhattan, Bronxville offers a fast 28-minute express train into the city. While it’s only one square mile, it packs in everything from a thriving retail scene to top-tier public and private schools—all within walking distance.
The only catch? Inventory is tight, and competition can be fierce, but those who land here rarely want to leave. It’s the perfect blend of upscale, community-focused living and daily NYC access.
Massapequa Park, Long Island
Recently ranked the best place to live in New York by U.S. News & World Report, Massapequa Park offers a strong suburban feel just a half-hour LIRR ride from Manhattan. With a median home value around $627K, it strikes a balance between affordability and comfort.
The area boasts family parks, charming architecture, and close access to both JFK Airport and Jones Beach—making it a great choice for both daily commuters and weekend adventurers.
Croton-on-Hudson, NY
Often overlooked due to its northern location, Croton-on-Hudson is actually a hidden gem for buyers seeking more bang for their buck. Express trains from the Croton-Harmon station get you to Manhattan in about an hour.
Buyers can find large homes for a fraction of what they’d pay in closer-in Westchester towns, plus enjoy scenic river views and outdoor attractions like the 500-acre Croton Point Park. If you're not scared of a longer train ride, this could be your value play.
Riverdale, Bronx
Technically still part of NYC, Riverdale offers a suburban vibe without the ZIP code change. It’s rich in green space, from Van Cortlandt Park to the Hudson River waterfront, and the housing stock ranges from stately single-family homes to luxury co-ops and rentals.
Commute times into Midtown hover around 30 minutes, and the peaceful atmosphere makes it a popular choice for buyers not quite ready to leave the city behind but eager for room to breathe.
For many, the dream of owning in NYC is slowly fading, but that doesn’t mean giving up on access, amenities, or lifestyle. These New York commuter towns each offer their own flavor of suburbia—just close enough to keep one foot in the city.
Disclaimer: This content is meant for informational purposes only and is not intended to be construed as financial, tax, legal, or insurance advice.
